Mission Statement, Vision, & Core Values (2026) of Ricoh Leasing Company, Ltd.

Ricoh Leasing Company, Ltd. (8566.T) stands at the intersection of finance and sustainability, reporting ¥1,221.7 billion in operating assets as of March 31, 2025 while anchoring its strategy in a five-year investment horizon that mirrors typical lease terms and fosters long-term client partnerships; guided by a mission to "create common value with society through sincere corporate activities," the company pursues a bold vision as a "Circular-Creating Company," committing to the SDGs, resource-efficient circular economy principles, integrity, proactive stakeholder communication, continuous business evolution, and targeted expansion across Japan-discover how these measurable commitments shape Ricoh Leasing's path forward.

Ricoh Leasing Company, Ltd. (8566.T) - Intro

• Primary market: Business-to-business leasing and financing within Japan.
• Core offerings: Operating leases, finance leases, installment sales, loans, and related value-added services.
• Investment horizon: Standard five-year horizon aligning with typical lease terms.

• Facilitate corporate capital efficiency by delivering flexible, reliable leasing and financing solutions.
• Create sustainable, long-term value for clients, shareholders, and society by integrating environmental and social considerations into financing decisions.
• Support client transformation through advisory services and lifecycle asset management.

• Be the preferred corporate financier in Japan for asset lifecycle financing and services, expanding into underserved regions and industry segments.
• Deliver a balance of economic returns and societal benefit by embedding sustainability into product design and portfolio management.
• Leverage digitalization and data-driven risk management to enhance client experience and operational efficiency.

• Client-centricity: Tailor solutions to client needs and foster long-term partnerships.
• Integrity and transparency: Maintain high governance standards and clear reporting.
• Sustainability mindset: Prioritize environmental and social impact in deal origination and asset management.
• Innovation: Embrace technology to improve products, reduce costs, and manage risk.
• Operational excellence: Maintain disciplined credit practices and efficient asset management across the lease lifecycle.

• Portfolio management tuned to a five-year horizon to balance profitability and asset liquidity.
• Geographic expansion within Japan to capture demand in regional SMEs and public-sector projects.
• Product innovation: bundle leasing with services (maintenance, buyback, IoT-enabled asset monitoring).
• ESG integration: incorporate green leasing and social impact metrics into underwriting and product design.

Ricoh Leasing Company, Ltd. (8566.T) - Overview

• Core emphasis on ethical business practices and transparent governance.
• Integration of sustainability into leasing, financing, and service models to reduce environmental footprint and support customers' ESG goals.
• Long-term orientation: balancing profitability with societal contribution to foster resilient growth.

• Green finance and equipment leasing targeting energy-efficient office and production equipment.
• Programs to extend asset life cycles, promote refurbishment and reuse, and reduce e-waste.
• Stakeholder transparency: sustainability reporting, disclosures, and adherence to relevant frameworks.

• Reduction targets for leased-equipment carbon intensity and waste from end-of-life assets.
• Increase in green-lease volume and sustainability-linked loan/financing arrangements.
• Enhanced disclosure practices to meet investor expectations on climate- and governance-related risks.

Ricoh Leasing Company, Ltd. (8566.T) - Mission Statement

• Enable customers to decarbonize operations by financing low-carbon equipment and circular business models.
• Support extended product-life strategies (maintenance, refurbishment, remarketing) to reduce material consumption and waste.
• Create shared economic value by aligning leasing revenues with measurable environmental and social outcomes.
• Maintain disciplined financial performance to ensure long-term capital availability for sustainability investments.

• Align business lines with core SDGs, particularly SDG 8 (Decent Work & Economic Growth), SDG 9 (Industry, Innovation & Infrastructure), SDG 11 (Sustainable Cities & Communities), and SDG 12 (Responsible Consumption and Production).
• Drive circular offerings: leasing-as-a-service, asset lifecycle management, and second-life remarketing platforms.
• Engage stakeholders-customers, suppliers, employees, investors, and communities-through measurable targets and regular reporting.

• Product lifecycle financing: Expand refurbishment and remarketing programs to increase asset reutilization and capture residual value.
• Sustainable lease products: Offer preferential rates and extended-life contract structures for equipment meeting circular design or low-carbon criteria.
• Green financing: Allocate a portion of funding capacity to green leases and sustainability-linked facilities tied to ESG performance metrics.
• Digital platforms: Implement asset tracking and lifecycle-monitoring tools to quantify material use reduction and inform circular-service offerings.
• Stakeholder transparency: Publish regular sustainability KPIs, third-party assurance of key metrics, and proactive engagement channels for investors and customers.

• Regular disclosure: Annual and integrated reports with quantified SDG contributions and greenhouse gas accounting.
• Governance: Board-level sustainability committee overseeing circular strategy and linking executive incentives to ESG KPIs.
• Investor engagement: Dedicated investor updates on sustainability financing, targets, and performance-supporting long-term capital alignment.

Ricoh Leasing Company, Ltd. (8566.T) - Vision Statement

• Sustainability-first operations that balance environmental, social, and economic outcomes.
• Continuous business evolution through service diversification, digital transformation, and geographic expansion within Japan.
• Unwavering integrity and transparency in governance, compliance, and stakeholder reporting.
• Proactive, two-way communication with customers, investors, employees, and partners to build trust and shared goals.
• Alignment with the Sustainable Development Goals (SDGs) and contribution to community resilience and inclusion.
• Creation of common value-business initiatives designed to deliver measurable benefits for both the company and society.

• Accelerate green leasing and circular-economy services (equipment lifecycle management, refurbishment, and recycling).
• Scale digital financing platforms and data-driven asset management to improve customer experience and asset utilization.
• Strengthen governance frameworks and ESG disclosures to meet investor expectations and regulatory requirements.
• Deepen partnerships with SMEs and public-sector organizations to drive regional revitalization and SDG-linked projects.

• Sustainability - green leasing product suite growth, with SDG-linked finance targets and an operational plan to reduce emissions by the specified target year.
• Business evolution - reinvestment ratios and digital platform rollouts aimed at increasing fee-based revenue proportion and reducing reliance on interest income.
• Integrity - strengthened compliance monitoring, enhanced disclosure cadence, and independent audit outcomes incorporated into executive KPIs.
• Proactive communication - investor relations frequency, stakeholder forums, and customer NPS targets to measure engagement quality.
• Common value creation - community leasing programs, SME support initiatives, and lifecycle solutions measured by social impact metrics and regional investment totals.