Mission Statement, Vision, & Core Values (2026) of Sompo Holdings, Inc.

From a 135‑year legacy to a bold global pivot, Sompo Holdings, Inc. is reshaping insurance and wellbeing with a clear mission-"A Theme Park for Security, Health & Wellbeing"-and a vision to "become a truly global financial institution born in Japan," while operating in more than 28 countries with over 9,500 employees; recent moves include the August 2025 acquisition of Aspen Insurance Holdings for approximately $3.5 billion and a February 2025 restructuring into Sompo Property and Casualty (re)insurance and Sompo Wellbeing effective April 1, 2025, all backed by a FY2024 revenue base of about JPY 5.4 trillion (≈USD 39 billion), targets to lift overseas revenue to 50% by 2025, a pledge to reach carbon neutrality by 2030 and to deploy JPY 500 billion (≈USD 3.6 billion) into green investments by 2025, plus stretch financial goals-adjusted consolidated profit of ¥500 billion and market capitalization of ¥6 trillion by FY2030-anchored in core values of Integrity, Self‑motivation, and Diversity that drive initiatives like SOMPO JAPAN UNIVERSITY and digital innovation in AI and data analytics

Sompo Holdings, Inc. (8630.T) - Intro

• Global footprint: 28+ countries
• Employees: >9,500
• Fiscal 2024 revenue: JPY 5.4 trillion (≈ USD 39 billion)
• Green investment target: JPY 500 billion by 2025
• Carbon neutrality target: 2030

• Customer First - prioritize safety, security and prompt service for policyholders.
• Professional Excellence - data-driven underwriting, disciplined capital management and technical reinsurance expertise.
• Innovation & Collaboration - digital solutions, partnerships and cross-border synergies (notably with Aspen integration).
• Sustainability & Responsibility - ESG integration, net-zero pathway and green finance commitments.
• Employee Wellbeing - talent development, diversity and workplace health initiatives.

• International expansion: grow overseas revenue to 50% of group total by 2025.
• Portfolio diversification: integrate Aspen's specialty/reinsurance capabilities into Sompo Property and Casualty (re)insurance.
• Wellbeing platform scale-up: expand Sompo Wellbeing services (health, care, cyber and lifestyle protection).
• ESG implementation: achieve carbon neutrality by 2030 and complete JPY 500 billion green investments by 2025.
• Operational efficiency: pursue digital transformation and capital allocation discipline to improve ROE and combined ratio.

• Net-zero by 2030: firm-wide decarbonization roadmap, scope 1-3 alignment and investment screening.
• Green finance: JPY 500 billion earmarked for renewable energy, sustainable infrastructure and green bonds.
• Risk capital strategy: maintain solvency through diversified reinsurance and underwriting discipline; Aspen acquisition intended to strengthen specialty capacity.

Sompo Holdings, Inc. (8630.T): Overview

• Core intent: move beyond indemnification toward risk prevention, health promotion and wellbeing services.
• Stakeholder collaboration: government, healthcare providers, corporate clients, technology partners and communities.
• Brand metaphor: 'A Theme Park for Security, Health & Wellbeing' - experiential, integrated services that make safety and wellbeing accessible and engaging.

• Portfolio expansion: targeted M&A to broaden global risk solutions and specialty lines, complementing domestic retail insurance and preventative care services.
• Digital & data investments: telematics, IoT, AI-driven risk scoring and personalized health interventions to lower claims frequency and improve customer outcomes.
• Global reach: scaling specialty underwriting and re/insurance capabilities to diversify geographic risk and capture premium growth outside Japan.

• Risk prevention: telematics-based safe-driving programs, proactive property risk engineering, catastrophe modelling and resilience services to reduce loss frequency and severity.
• Health & wellbeing: integrated health coaching, digital monitoring, early-intervention programs and partnerships with care providers to extend healthy life expectancy.
• Security & response: cyber risk solutions, crisis management, emergency response networks and incident remediation services to protect lives and livelihoods.
• Financial protection: traditional P&C, specialty reinsurance and tailored corporate risk-transfer solutions that underwrite residual risks.

• People-first culture: emphasis on employee wellbeing, diversity and reskilling to deliver empathetic customer experiences.
• Environmental resilience: investment in climate risk modelling, underwriting standards and capital allocation to support climate adaptation.
• Governance & transparency: steady dividend policy, capital adequacy targets and risk governance aligned to long-term societal value creation.

Sompo Holdings, Inc. (8630.T) - Mission Statement

• Protect and create value for customers, shareholders and society through integrated risk management and financial services.
• Drive sustainable growth by combining insurance expertise with healthcare, wellness and asset management solutions.
• Leverage data, AI and digital platforms to improve underwriting, claims, customer engagement and operational efficiency.

• Global footprint: expansion of Sompo Property & Casualty (re)insurance and Sompo Wellbeing businesses to diversify revenue and risk exposure.
• Innovation: heavy investment in digital transformation projects (AI, advanced data analytics, telematics, IoT-enabled risk monitoring) to enhance pricing, loss prevention and customer services.
• Sustainability: commitment to carbon neutrality by 2030 across corporate activities and to integrating climate risk into underwriting and investment decisions.

• Capital allocation: prioritize profitable underwriting, reinsurance optimization and strategic M&A to accelerate global scale.
• Technology: deploy AI for pricing, fraud detection and claims automation; invest in data platforms for group-wide analytics.
• Human capital & partnerships: recruit cross-border talent and partner with local players to accelerate market entry and service localization.
• ESG integration: incorporate climate scenario analysis in underwriting and shift investments toward low-carbon assets to meet carbon-neutral goals.

Sompo Holdings, Inc. (8630.T) - Vision Statement

• Integrity - Doing what's right for society and people: Sompo emphasizes ethical conduct, transparency, and trust across insurance, risk management, and healthcare services. Integrity guides underwriting discipline, claims handling, and corporate governance.
• Self-motivation - Think and act proactively: Employees are encouraged to take initiative, challenge precedents, and pursue innovation. This principle underpins Sompo's push into digital services, risk engineering, and new mobility solutions.
• Diversity - Welcome diverse opinions and lived experiences: Inclusion is treated as a strategic asset that improves problem-solving and innovation. Sompo fosters environments where varied perspectives are heard and integrated into product design and corporate strategy.

• Employee empowerment: Career frameworks and recognition systems reward initiative, learning outcomes, and mission alignment.
• Inclusion programs: Mentoring, employee resource groups, and inclusive hiring practices to improve gender balance and multicultural representation.
• Performance and fairness: Compensation and promotion tied to demonstrated values-based behavior and business results.

• Talent development - Internal learning platforms (SOMPO JAPAN UNIVERSITY) aim to lift digital and leadership competencies across tens of thousands of employees.
• Retention & engagement - Values-led recognition and fair reward systems correlate with improved retention in competitive talent markets.
• Business innovation - Diversity and self-motivation accelerate development of new services (e.g., telehealth, cyber solutions, parametric insurance) that contribute to revenue diversification.