Mission Statement, Vision, & Core Values (2026) of Can Fin Homes Limited.

Rooted in a legacy of over 38 years, Can Fin Homes Limited has grown into a housing finance stalwart with a presence spanning more than 160 locations across India, offering a spectrum of home loan products tailored to diverse borrowers while posting a robust net profit of ₹322.00 Crores (FY 2022-23); guided by a clear mission and vision to expand access to homeownership, the company foregrounds a customer-centric approach, transparent and efficient service delivery, and strong corporate governance, all underpinned by core values such as integrity, fairness, reliability and service excellence that aim to drive socio-economic impact and strengthen stakeholder trust.

Can Fin Homes Limited (CANFINHOME.NS) - Intro

• Founded: Established over 38 years ago (late 1980s).
• Network: Presence in 160+ locations across India to enhance customer accessibility.
• Core offering: Home loans and allied housing finance products tailored to salaried, self-employed, and affordable housing segments.
• Customer focus: Emphasis on fast turnarounds, transparent pricing and digitally-enabled service delivery.

Mission

• Enable affordable and accessible homeownership across socio-economic segments.
• Deliver reliable, customer-centric housing finance solutions with integrity and transparency.
• Drive inclusive growth by financing housing needs that contribute to community stability and development.

Vision

• To be a leading, trusted housing finance provider recognized for widening access to homeownership across India's urban and semi-urban markets.
• To combine financial prudence with innovation to sustainably grow the loan book while maintaining asset quality.

Core Values

• Customer Centricity - prioritizing service quality, speed and clarity for borrowers.
• Integrity - transparent pricing, ethical lending and adherence to regulatory norms.
• Prudence - disciplined credit appraisal and risk management to preserve shareholder value.
• Inclusivity - targeting underserved and affordable housing segments to broaden social impact.
• Innovation - adopting digital channels and process improvements to enhance reach and efficiency.

Strategic Priorities & Operational Focus

• Expand branch and digital footprint to increase market penetration in tier II-III towns.
• Enhance product mix (balance transfers, top-ups, affordable housing schemes) to grow the retail loan book.
• Maintain robust asset quality and collection performance while pursuing calibrated growth.
• Invest in technology to reduce turnaround time and improve customer experience.

Financial and Impact Highlights

• Reported net profit of ₹322.00 Crores in FY 2022-23, reflecting core profitability in a retail housing franchise.
• Focus on retail home loans supports stable cash flows and long-duration assets that align with housing finance dynamics.
• Presence across 160+ locations enhances origination diversity and risk dispersion geographically.

Can Fin Homes Limited (CANFINHOME.NS) - Overview

• Founded: 1987
• Primary listing: National Stock Exchange (Ticker: CANFINHOME.NS)
• Business focus: Retail home loans, affordable housing, loan against property for housing purposes

• To be a leading Housing Finance Company providing financial support for acquiring homes, prioritizing affordability and accessibility.
• Customer-centric approach: deliver quality service, simple processes, timely disbursals and innovative mortgage products tailored to diverse customer segments.
• Promote homeownership across socio-economic segments, including affordable and mid-income housing, contributing to broader socio-economic development.
• Enhance customer experience through transparency, digital enablement, efficient underwriting and post-disbursement servicing.
• Strengthen corporate governance, regulatory compliance and risk management to protect stakeholder interests and ensure sustainable growth.

• Product innovation: affordable housing loans, balance-transfer offerings, schemes for self-employed and first-time buyers.
• Digital transformation: end-to-end loan digitization, online application and tracking, e-KYC and e-disbursals to reduce turnaround time.
• Geographic penetration: deepen presence in tier-II and tier-III towns to reach underserved markets.
• Partnerships: collaborations with developers, state housing boards, and affordable-housing promoters to widen outreach.
• Governance & compliance: maintain stringent underwriting standards, periodic stress-testing and regulatory alignment with NHB/RBI guidelines.

• Facilitated homeownership for hundreds of thousands of households since inception through retail mortgage origination.
• Focused lending to lower- and middle-income segments supports employment, local construction activity and socio-economic uplift.
• Consistent emphasis on repayment discipline and borrower counseling to maintain low NPAs and protect the balance sheet.

Can Fin Homes Limited (CANFINHOME.NS) - Mission Statement

• Promote homeownership across urban, semi-urban and rural segments by expanding product reach and distribution.
• Deliver innovative, affordable and digitally enabled housing finance solutions tailored to salaried, self‑employed and low‑income borrowers.
• Maintain transparent processes, timely disbursals and efficient customer service to strengthen trust and satisfaction.
• Contribute to socio-economic development through job creation, housing penetration and stable long‑term lending practices.
• Foster financial inclusion by extending services to under‑served geographies and customer cohorts.

• Customer-centric service: simplified documentation, faster sanctioning and disbursal timelines supported by branch network and digital channels.
• Product innovation: home loans, balance transfer, loan against property, construction finance and schemes targeting affordable housing and self‑construction.
• Risk & capital management: maintain conservative underwriting, diversified funding mix and prudent provisioning to sustain asset quality and solvency.
• Geographic & social outreach: focus on tier‑II/III towns and rural peripheries to widen housing finance penetration and support inclusive growth.

Can Fin Homes Limited (CANFINHOME.NS) - Vision Statement

• Integrity: every decision and interaction reflects honesty, trustworthiness, fairness, confidentiality, and openness, building lasting trust with customers, suppliers, shareholders, and the public.
• Customer-centricity: products and services are designed to be accurate, reliable, and easy to use, prioritizing borrower protection and clarity.
• Service excellence: business processes are continuously refined to deliver prompt, consistent, and high-quality service while safeguarding employee and shareholder interests.
• Ethical conduct: commitment to social responsibility and ethical norms across lending, operations, and community engagement.
• Value creation: focus on providing tailored housing finance solutions that add measurable value for customers and investors, ensuring operational consistency and sustainable growth.

• Prudent underwriting and customer-focused product design to maintain asset quality and long-term customer relationships.
• Process-driven service delivery to reduce turnaround times and enhance borrower experience.
• Transparent disclosures and governance to reinforce stakeholder confidence.

• Low delinquency and NPA ratios driven by conservative underwriting and portfolio monitoring, preserving asset quality and investor confidence.
• Consistent profitability and stable NIMs achieved through focused retail housing finance mix and cost management.
• Customer retention and repeat-business metrics strengthened by transparent product documentation, faster sanction-to-disbursal processes, and post-sanction service.

• Board oversight and independent directors ensure alignment with ethical norms and shareholder interests.
• Disclosure practices and periodic investor communications maintain openness and accountability.
• Customer grievance redressal mechanisms and fair-practice codes protect borrower rights and confidentiality.

• Deepen presence in under-served semi-urban and rural markets with tailored affordable-housing products.
• Leverage digital channels to improve accessibility, transaction speed, and customer transparency.
• Maintain disciplined credit growth that balances expansion with asset-quality preservation and capital adequacy.